When a fellow practitioner went to heaven, oh no! when he went to hell, (Master and audience laugh) he was not liberated; so he stopped practicing! The ghost guard in hell asked him, "You look rather like a good man. The Five Precepts are written on your forehead. Why is it that you are here in hell?"

He said, "Ah! If my wife hadn't passed away so early, I would not have ended up this way!" (Master and audience laugh.)

The ghost asked him why was that, and he said, "When my wife was alive, she meditated and kept the precepts for me (Master and audience laugh). It was because she died too early that there was no one to meditate and keep the precepts for me. So later on I became like this."